Looking for renter’s insurance? We’ve got you covered. AAG Insurance, conveniently located in the heart of Bel Air, Maryland offers a wide range of solutions for renter’s insurance. If you need renter’s insurance in Bel Air, Harford County, Baltimore County or anywhere in the state of Maryland – we can help.
If you are like most people who sign a lease to rent a new apartment or home, you are probably excited thinking about where your furniture and other belongings will go. You may be considering buying some new electronics or home decor items for your new digs. As you prepare your “To Do” list for moving, don’t forget to secure renter’s insurance.
You will receive discounted rates when you combine your Auto and Renter’s insurance policies.
Why is Renter’s Insurance Important?
The property owner – your landlord – should have their own insurance policy on the structure itself. However, that type of property policy will not cover your personal belongings. That means that if your apartment home is damaged because of fire or lightning, or you suffer losses from a break-in, your landlord’s policy doesn’t provide coverage.
What Does Renter’s Insurance Cover?
Renter’s insurance covers your personal property including things like:
- Electronics
- Computers
- Jewelry
- Furniture
- Clothing
- Luggage
Renter’s insurance also covers these items when in your vehicle.
If a loss occurs due to fire, smoke, theft, vandalism, windstorms, hail, or any of several other unforeseen perils, the policy would provide benefits to help you get back on your feet. In fact, renter’s insurance can also cover your belongings when they travel outside your home with you – they don’t need to be within the four walls of your home to be protected!
Another important component of renter’s insurance is its liability protection. If a visitor, friend, delivery person or anyone else is injured while at your rented home, your policy provides legal protection for you, up to limits prescribed in the policy.
Talk to Us Today About Renter’s Insurance
The best time to buy renter’s insurance is before you take possession and move your things into your new home. To learn more about renter’s insurance and to find out how affordable it is, talk to us today.
AAG Insurance is Your Local Expert For Renter’s Insurance in Harford County, Baltimore County and Maryland.
Want to see how much we can save you? Just request a quote to find out.